▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)!
▸▸▸Enroll in our FIRE Master Class: This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE!
▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: This course is designed for people interested in moving to Portugal. In the course, we explain the visa process, the documents you need to submit for your application, and the step-by-step process that we took to obtain our visas; we explain the residency permit process and how we obtained our residence permit here in Portugal; we explain the process for buying and renting a house in Portugal; we discuss healthcare, school options, and setting up NIFs, we explain taxes here in Portugal, and MORE!
Books that have helped us on our Financial Independence Journey
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The Bogleheads’ Guide to Investing:
The Intelligent Investor:
A Random Walk Down Wall Street:
The Book on Rental Property Investing:
Building Wealth One House at a Time:
Rich Dad Poor Dad:
The Total Money Makeover:
The $100 Startup:
Freakonomics:
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Our Rich Journey – Our channel is all about financial independence! We want to teach, inspire, and motivate others to reach financial independence – which is a very rare accomplishment. But, just because it’s rare, doesn’t mean that it can’t be done! And one of the ways to become financially independent is to first identify your financial dependencies – Yes – DEPENDENCIES! A financial dependency can come in many different forms. How are YOU financially dependent and how can you break that dependency? To find out, check out this video where we discuss the different forms of financial dependency and what you can do about them!
▸▸▸Check out some of our other videos!
Stock Market Is Crashing, So We’re Buying This NOW (See Our Top Pick):
Oh NO! Interest Rates Are Going Up! | Here’s How to Invest in the Stock Market:
9 Rules We Followed to Become Millionaires in our 30s:
Financial Norms Destroying Your Wealth – We Broke Them to Retire at 39 As Millionaires:
How NOT Using a Financial Advisor Made Us Millionaires:
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DISCLAIMER:
We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won’t experience any loss when investing. Always remember to make smart decisions and do your own research!
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📈Looking to learn how to invest? Enroll in our Stock Market Investing Course: https://ourrichjourney.thinkific.com/courses/InvestingforFIRE
🔥Learn more about financial independence and retiring early: Enroll in our F.I.R.E. Master Class: https://ourrichjourney.thinkific.com/courses/FIRE-master-class
✈Want to move to Portugal? Enroll in our Moving to Portugal Course: https://ourrichjourney.thinkific.com/courses/portugal
You really nailed it about working your current job. Once you get enough other income, you then have more power to say no. I enjoy that feeling. Better than anything I can buy.
Do you ever purchase individual stocks. Say you like, would you purchase stocks just in that company? Can you do that in your vanguard or fidelity account? Thanks for all the help you are and have given me!!
Lovely video! Many thanks
This was a awesome video!
This video is so on time and helpful! So glad I found this channel.
Hello 👋 Aman and Cristina!
You are amazing! Thanks to your inspirational videos, I bought your course to understand more about investing. After that I JOINED the JOURNEY 🙌🙌🙌 I started my Roth IRA investment account with Vanguard and Fidelity. The only thing that I need to master is to be able to identify when to sell or rebalance my portfolio. Please advise 🙏
Hi Guys thank you!
Thank you for being Here!
Can you give an update of how your investment portfolio is doing in the current stock market and your advice on how best to navigate the next 6 to 12 months. I'm sure there are many people are looking for your thoughts on this. Thank you.
It is what it is at this point.. My side hustle is commuting. It was the only way I could afford a house in So. Cal. 🤣👍
I am learning so much from your videos. Thanks for making them. I have just mailed my last credit card payment.
Someone said the stock market has been in a slump for the past 5 months.
Hi Amon and Christina! How did you two not burnout from doing side hustles, working FT, and managing a household with 2 children?
I don't use a financial advisor, but I do use a very reputable financial firm to manage my money. Not because I'm financially illiterate, but because they are very good with managing money. For example, while most portfolios are down 8 to 10% or possibly more I'm still turning a positive return. Their fees are very reasonable and they manage billions of dollars in assets. One of the advantages is their real estate investment approach it's very tax efficient. Last year I paid $150 in tax in total. The only reason I point this out is because while there are financial advisors out there who are not really ideal as you mentioned because they have all the power and control as it pertains to your investments, there are also firms out there that are extremely well run. You just have to do your homework to make sure you pick the right one in the event that you aren't managing your own money. I would like to start managing some of my money, but I'm not an expert even though I'm literate, so I have to approach it cautiously. Might be taking your course 😁. I want to see how you guys pick your investments. Love your content by the way. See you in Portugal next year. I'm in the process of selling everything!
Excellent video Team
What do you guys think of Robo Advisors? Would be great to have a video on that 🙂 Thanks for all that u guys do, u rock!
this is an EXCELLENT life video. thank you
Can you please make more video's on Bitcoin!? Thank you
I love 💕 you guys. This issue really came into play for me with the vaccine 💉 mandate. Get vaccinated or lose your job. I really regretted not starting FIRE movement 10 years ago. I’ve decided that this will not happen to me again where I am completely dependent on my employer for my financial survival. FIRE 🔥 movement here we go!!!!
Still waiting on bitcoin to hit 3,000. How much longer you think?
I'm 57 and just recently learned about how garbage a 401k is. I'm like why couldn't I have learned this sooner. Is there anyway possible to move it without getting penalized?
All true. Would be nice to have a video on how to start a business in Portugal (visas for it).
Thanks!
Always have to be on the same page! No Financial Advisor is Key if you have equanimity! I love everything you two stand for! NO DEBTTTT!!! I love it, my wife and I just paid off the Jeep last year to make us completely debt free!
Hey folks, make a video about taxes in Portugal! That would be interesting. Thank you!
Checking in from the DMV.
Hi! as alway thank you for your great videos. I sent a message through your portal and wanted to make sure you did received. It was a week ago Is there any other way to get in contact with you? I would love to learn more from you. Thanks!🙏
Indeed. Nobody cares more about your money than you do. Be mindful about your finances…
Great video as always A+C!!! To the single job issue I'd add a mortgage. When the boss knows you are tied with a mortgage, things get even worse…
👍🏾👍🏾👍🏾👍🏾💯💯💯💰💰💰💰💰🏆🏆🏆🏆🏆
This is truth as only our rich journey can explain. Thank 😊 you
Great Stuff as usual family!
Where, pray-tell were you two, with this advice 40+ years ago when I really needed it!?!
You both hit the nail square on the head. I just hope that young people listen to this and heed it.
Hi A❤C … This talk… Minted… what a gold mine conversation, and the fact that you put it out there, shows you care to speak the truth… and gives us a mirror 🪞 and suggests a heart to heart we should have in recognizing "Real" financial dependence and "Real" financial independence… tracking 👣 with you…. Let's gooooo ❤
ALWAYS an inspiration thanks for sharing these💡🔥👏🏽👏🏽👏🏽 ❤️. Folks should know, the ORJ Stock Mkt Investing course is NOT fluff. It changed my🔥 trajectory & exponentially increased my investing knowledge. 2yrs of watching tons of videos didn't quite get me there. So🙏
Living abroad do you use cash or American credit cards when making daily purchases?
With all madness going on, really nervous about obtaining my FI#
i'll be debt free in 6 months
FIRE= freedom
Cristina and Aman can you make a video on how to stay motivated on investing given the current market? Please and thank you 😊
First time I'm hearing about financial dependency and obviously it makes lots of sense, as someone seeking financial independence!!! I'm dependent on my job mostly and some debt (mortgage and a bit of CC)
Thank you for the weekly dose of inspiration and positivity! The best thing I did on my journey was set up a budget. It sounds restrictive but knowing where your money is going (so you can make adjustments) is Freedom!