Good Morning Friends!

Hope you all are doing well. I can’t believe it, but we have survived our first year here in Portugal! Life has been absolutely amazing and I can’t believe that we are living our dreams of living abroad.

Also, this week marks another big moment for my family. Our kids finished their first year of Portuguese school! Learning how to speak Portuguese has been a breeze for them. I wish I was a kid so I can soak up a new language like a sponge.

It’s been a while since I shared my cost of living here in Portugal and I figured now with homeownership comes new expenses. In this video, I’ll be going over all of my current monthly expenses.

Before you get totally shocked, I must confess that we moved to Portugal not to be frugal. Yes, we know that Portugal is an affordable country and we could save a ton by reducing down our expenses, however, we wanted to live a comfortable life. What does that mean? Could we have purchased a less expensive home? Sure, but then that would mean our children would have had to share rooms and we wouldn’t have a spare room for guests. Or, we would likely have had to buy a home where we would have had to invest a lot of money to update and or make it comfortable for us.

Could I save nearly 1200 euros by sending my children to public school? Most certainly! But then I wouldn’t have made the instant connections with their teachers and be able to message then when I’m on homework duty. I’m also a little partial to the convenience of the school handling all after school activities and sports. I quite enjoy having a break from being the chauffeur.

Could we save 300 euros and not eat out. You betcha, but that would mean I would need to meal plan and prepare every single meal. Hmmm….you already know my answer to that.

Could I cancel my monthly subscriptions? Sure, but then how can I keep up with my favorite shows like The Stranger Things or Bridgerton (no judgement 😂).

Could I clean my own house or figure out how to manage my pool? Of course, but didn’t I already mention that I’m lazy in the video? If you didn’t catch that part, I’ll tell you now….I’m lazy 😹.

Anyway, my point is, can I reduce down my expenses? Sure and I plan on looking into reducing some aspects down, but I don’t plan on reducing it down to the point where it becomes an inconvenience to my family. The good thing is, you can look at my expenses as a template for your family. Maybe you won’t need all the extras that I listed and create a budget using my numbers as an example.

Note that some things are meant to be in USD and not in Euros since I charge most things onto my credit card which then exchanges the currency.

Anywho, I hope you all enjoy this video!

Hope you all enjoy the video!

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Hi! My name is Josie. My husband and three kids decided to move to the Silver Coast of Portugal after living in the United States for our entire life. Follow us as we discover the amazing region of the Silver Coast.Hope you enjoy our journey.

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