I'm single and i have my house completely pay (no rent or morgage) in a city near Lisbon (Odivelas).
I spend about 700€/month. Because my monthly expenses is 35€ for Property taxes, 20€ for water, 40€ for a combo with internet/mobile/land phone/TV, 45€ for electricity, fuel for my car is about 20€ (because to work i use public transportation with a cost of 30€/month), groceries is about 250€, I have insurance for my house, my small car (Toyota Yaris) and health insurance, this combo from the same company is 120€/month, the remain is some extras (i put my NIF number in everything i buy and in the end of the year when i do my taxes with my login in the internet taxes page provide from the government you can see the money you spent that year. Last year i spent 8305,33€.

Hey guys! Love hearing about Alex & Geri’s FIRE story and move to Lisbon. I’m working very hard to retire in 10 years. Thanks for the inspiration!!

Saudi via Nashville TN

Hello everyone❤🏖, from summy Lindon (UK) very hot 🔥

Just to clarify appartment taxes: an appartment can't exist without an owner and the appartments in a building shoud be registered at the Conservatória do Registo Predial (land property registry) from the moment the building is complete. The owner should register the property under his own NIF at the finance department and a yearly tax is imposed according to certain parameters. This tax IMI goes directly to the Câmara Municipal for local purposes (environment care, road maintenance, etc). When you rent the apartment, you must register it as an income at the tax office and you must provide every month proof of having issued a receipt to the tennant on paper based document. The copy of the receipt for the tax dept. is sent by electronic means, for its easy for them to have everything digital. Sometimes what happens with the owners for paying less/nor paying due taxes is they do not declare in total or partially this income. { If you pay IRS (personal tax) yearly, you will receive by internet as you acess your page at the tax office site (to accept the values you have registered at their database), the expense related to housing and some taxes are returned to you IF REGISTERED BY THE SELLER of goods/services. You can see ALL your expenses if you go to the "e-factura site". EVERY operation envolving money you made and gave your NIF to the operator (supermarket, pharmacy, bus pass, coffee shop, bar etc etc) is registered at the e-fatura site. You can check all your expenses in case you gave your NIF when asked to when you pay the bill. You also see the return taxes you will get at the end of the year. Try and check. Are you sure you remember all your transactions?}
It happens landlords try to 'circumnavigate the system' when dealing with foreigners as they have no benefits of being refunded and because they do not know the law. Easy!

This was an absolutely great live!! Alex and Geri were full of good information, love it!!

Hello Halisi & Ric 👋🏼 love ❤️ you guys so much. Life is happening around me but not to me! The distractions are real…Still on track for 3 months 3 weeks retirement . I am determined to participate in your next live!!

Geri "It cost money to go to work." Valid point, very valid. That is one factor that's seldom taken into consideration, and the time in money vested in preparing for work. )i.e. the time (money) incurred in hours that make up total time overall. Got to consider the hours outside of the hours allocated to the work schedule is a currency (Dollar) cost involved.

😊 I do believe that the comment about going back to a "public service" another day wasn’t so much about a public servant having a bad day, it was because you could find someone else that interprets the rules/law in a different way. This isn’t a general thing but it is something that most portuguese notice during their life when dealing with bureaucracy – it can be so "complex" that even the public servants have different opinions.

I fail the watch yesterday, working, gonna checking now. Abraço de Portugal.

Hey friends rennie from huntsville Alabama, I retired at 56, and haven’t looked back. Geri is so right, it cost money to work. I’m planning on visiting Lisboa in June 2023.

Could Alex and Geri, please provide contact information on who they used to as a translator for their SEF meeting, por favor?

Hi there Good People. Sweet condensed milk in portuguese is "leite condensado". You have "leite evaporado" too but this one has no sugar.

Greetings from Cincinnati! I’m glad to see how couples navigate the move abroad. My husband and I will be retiring in 2024

Do not be afraid to try street food. Some of those street tacos are to die for. Que lo pasen bien. ( Have a good time)

hello, this came to mind. You and your guest were talking about how you have to change things up because things are not available as they once were. you mentioned making fudge.. I wanted to know if you could start making videos on the changes in your cooking since you became an expat? maybe show videos of substitutions to making mac and cheese like your guest mentioned or whatever you like. I'm sure many expats will love to know how to make our favorite meals..do they have smoked meat for greens and beans.. if you cooked that as well. I would totally watch your "cooking the expat way" By watching youtube I'm learning to cook more in the u.s and hopefully when I move abroad someday. This would be extremely helpful.

I happen to read an article about the black ex-pat in Lisbon the founder of the Facebook page, I forgot the young lady's name but she said it is up to 2k members of the community the African Americans and is that large in Portugal?

Another great video. Thank you for sharing.