✔Our Realtor Claudia Ribeiro email her at claudia.ribeiro@imocabrera.com http://imocabrera.com

Thank you for this video. I am especially interested as my wife and I spent a month last July in Madeira. She was born here and has been away for 40 years. We spent most of the time in Santa Cruz and Machico. We currently live in the US but have a house in Brazil (for sale), as her children live there. Mine with grandkids are in the US. She has quite a few relative here, and has expressed an interest in living here part time. She would be happy full time, but I am the issue. I think at some point I would be interested in speaking with your relator, Claudia, as to what options might be available. Thank you again. By the way, I am 71 years old and my wife 62.

Oh, thank you! Portugal is my #1 retirement location. 4.5 years until 62.

What a wonderful vid. Does Claudia help with the CBI programs?

Thank you for showing us Portugal from a Real Estate angle. Its very informative. Much appreciated.

Thank you so much for all the good work you've been doing lately, showing Madeira to people who live abroad in the correct way.
And also Cláudia, a college from another Real Estate Agency who's doing a great job. As more agents show her level of professionalism, the better it will be to all.
PS: Loved to see Santo da Serra

Hi Alan and Leslie great video thank you. We arrive on Madeira island on the 12th October to start looking for our forever home so we will be sure to get in touch with Claudia thank you so much for the help and information you provide 🙏

Great video Allen and family. One thing to possibly take into consideration regarding the micro climate areas, is that the local real estate tends to be more expensive because of the more favorable climate. I found that to be the case in Terceira, Azores, not sure if the same is true in Madeira, but something to think about.

Lizards can't handle cold weather that should be a clue about the weather.

Thanks for a very informative video.

Great video !I don’t see Claudia’s info in the description?🤔

Thank you Alan, Leslie, Wolf and Grier for another great video, very informative, this is the kind of content that is most helpful for people looking to move to Portugal. Thank you so much Michael.
(o_!_/o)

Again, so much great information.Thank you❤

Hello and thank you. Will you be sharing Claudia’s contact information? It would be tremendously helpful.

😘❤️🌹

Very interesting video and helpful. Thanks for sharing

Thank you Alan, Leslie, Wolf and Claudia. Interest rates have a significant impact on housing prices, and they seem to be rising in many countries. When we purchased our house at the end of 1990, the interest rates were 14%. This had advantages and disadvantages. The main disadvantage was that it was a lot of money to pay out every month, especially for people who had already bought houses. However, since most people can only afford so much outlay, one advantage was that housing prices fell to about half of what they were a year before, at least for older buildings. Reduced prices didn't really affect people who were moving from one location to another, because they both bought and sold at about the same price. For us entering the housing market for the first (and so far only) time, it was ideal. We also had to make a down payment of about 20% of the purchase price. After a couple of years, interest rates started to fall again. The main advantage for us was that because of the low purchase price we were able to pay off our house purchase in five years. From our perspective the interesting fact is that of the sum of money we paid in those five years, about half went in interest, while the other have paid off the principal.

With respect to construction costs, building materials in Norway in 2022 are now falling, after increasing significantly during the pandemic. Because of the higher interest rates, there are less people building, which means that building contractors have cut their rates to attract new business. Housing prices are expected to fall 10% in 2023. As a matter of contrast, our daughter in California has a 30 year mortgage at 2.55%. If she had to negotiate a mortgage today, she tells me it would be closer to 7%.

Hello we are from Florida looking to move to Madeira. We were looking for realtor. Is there a way to contact Claudia?

Not having an MLS system as a method to search and find homes, strange. Hence finding a Realtor you can trust is key.

GREAT VIDEO. If my realty company can't get me a timely mortgage approval, I will consider working with Claudia.

We researched our financing with several mortgage brokers, but ended up going with a bank and financing that our realtor set up! No one could beat the personal relationship she had with our new bank! Process smooth, easy and a great deal…Fixed rate for 27 yrs!!!

I didn’t notice any problem. 😮 another great video with your dad and Claudia. I have a question and have seen conflicting info on Madeira Facebook groups. For renters (non citizen on d7 visa) is there a standard for security deposits? Or is it whatever the market can bear?thanks

Hello!
Thank you for sharing ❤️

In spite of poor connection, I wanted to get this video out to you all! There is much to be learned regarding this journey.

I hope this video can give a more reliable voice to some concerns you may have had!

-Wolf