Geld ist ein Problem, das jeder für ein besseres und luxuriöses Leben hat. Das Leben war hart für mich, bis ich mit Bitcoin anfing und jetzt verdiene ich 9.500 $ pro Woche.

Bravo!!

Rather have a lower house value with a high chance of normal increase. Plus the interest rate can be refinanced or paid off house.

Whaaat? I just seen 20 acres of land going for 200k in Santa Cruz county. Super expensive area with not enough housing. Seems like a decent time to buy

why dont u ever tell people they can buy a house with cash, u dont need a mortgage, thats what im doing rn saving for a house did the math in 4 years i should be able to get something small with a garage

Damn. I should’ve bought foreclosed property in 2009 instead of being in middle school. Silly me.

Here in Cali, prices are high as hell and interest rates high as well.

if you buy when interest rates are high you can always refinance in the future to bring the cost down. if you refinance when prices are high and rates are low you're stuck with over inflated value asset with never having an option to refinance for lower rate. the WORST time to buy is when rates are low and prices are over inflated

It’s never a good time a buy a house. Buy your first one. Live in it for 5 years. Sell, take equity, buy when it’s right, on a conventional. Take the W

Buy a house when you need one and can afford it, then don’t buy a second because you’re not a leech landlord 🎉

I didn't take the advice about the high prices and so far it's working out. gotta find good deals at the time and have a plan

The price for a house is stupidly inflated and the bubble will burst in the next few years when the economics bite us in the ass from all the shit we have done the last 2 soon 3 years. Srsly first freeze global trade and tourism and now a war. Fuck that shit

What makes you think they will ever get cheaper

Fluf interest rates, buy it with your own cash

Prices are still sky high where I live. They started building a townhouse neighborhood near me during the pandemic advertising the prices "starting in the low 600s" and before the even finishes the first 10 houses the sign changed to low 700s then they took the price off the sign. They're still not done building em all but they're going for almost 900k now.

Great video Daniel. I’m a real estate agent and everyone has their own fears and opinions. I tell people that ultimately, they need to buy a house when they can have a house they want with a comfortable payment. At the end of the day it’s all about payment, regardless of price or rates.

Process Are bc of biden lol

Another issue is people buying these houses to rent out or use for air brb. It’s BS. Because of this it’s driving the market up in my area and I have to either remain living with my parents or spend 80% of my wages on rent when the mortgage would only be about 40%.

just rental for few years,
then buy cash or with minimum quick loan

350kfor a house, try 1m in my area for a 1 storey house

$350,000 would be a fucking DREAM in my 100m radius

Yeah umm… neither the interest rate nor the price are low right now. Interest rates of 2.8% could be had about 8 months ago with intense bidding-war prices in MANY markets. 2 years ago, interest rates were good and the prices were as well. REST IN PEACE to my dream of buying a modest house AND comfortably affording it.

Sounds like the man doesn’t think shelter is a human right instead of an investment

Prices are HIGHER now then 21’. Prices are DOUBLE 5 years ago and interest is like 8%. Wait for prices to crash and burn and buy in the mass sell offs

Or, don’t buy a house at the end of the longest bull market in the past 30 years, with prices declining and interest rates at levels not seen since 2007. Be thoughtful and wait for a “buyers market” nothing like losing 150k in equity so you can refi hopefully down the road

Remember this old saying about real estate.
"Buy it when you can. Because they quit making dirt a long time ago."
Meaning the cheapest time to buy is now. It's price will only increase over time.

there is an old proverb that the best time to plant a tree was 10 years ago. just by a house you can afford. you can't buy time.

The perfect time to buy a house is when your financial prepared , not when everyone else says it's time.

maybe move where a house doesn't cost $500,000?

well what you should do is but when interest rates are high af because thats when prices are low then you can just refinance when the interest rates drop

it pisses me off so much to see people talking about investing in housing like bruh I need to live somewhere stop increasing the price

If you get a flexible mortgage, you can buy low and then get the lower interest later.

Some people pay 2100$ as rent…

My parents got a 450,000 house at 2.5 in 2021 need I say more

There’s nothing I’ve prayed for more than the collapse of the real estate market